Commercial Transportation · Eugene, Oregon · Prepared for Carrier Review
UMG-2026-023 · CONFIDENTIAL
From Team Haugen
Logan Haugen · SVP, Commercial Lines · HUB International Northwest · Team Haugen Lead
Thank you for reviewing this submission for Oregon Taxi.
Oregon Taxi is a well-run, professionally managed for-hire passenger carrier operating continuously since 2004. The account is the largest taxi fleet in the Eugene and Springfield metro, with a documented culture of safety, 24/7 staffed dispatch, and operational maturity that we believe makes it a strong fit for markets with appetite for this class.
This submission supports a new placement, specifically a 4-vehicle public transit contract Oregon Taxi is pursuing with the City of Spokane. The $10MM auto liability limit is a contract specification, not an unusual coverage posture for this class. Contract decision is expected by end of June 2026, with service commencing September 20, 2026.
The insured currently holds a competing broker quote of $150,000 for the 4 vehicles. We are seeking more competitive terms from carriers with appetite for well-qualified for-hire passenger operators.
This page contains the full account overview, operational profile, risk quality indicators, and underwriting notes specific to this placement. My direct contact information is in the footer of this page. I am available to walk through any aspect of this submission, provide additional documentation, or facilitate a conversation with Oregon Taxi's leadership team.
Logan Haugen
Team Haugen | HUB International Northwest
Account Overview
Oregon Taxi is Eugene and Springfield's premier ground transportation company, operating continuously since 2004. With a multi-vehicle fleet, 24/7 staffed dispatch, and a documented culture of safety and driver accountability, Oregon Taxi represents a well-run, professionally managed for-hire carrier. This submission supports a new public transit contract requiring elevated auto liability limits for a discrete 4-vehicle operation in Spokane, Washington.
Coverage Requested
$10,000,000 Auto Liability
Purpose
Spokane Public Transit Contract
Vehicles in Scope
4 (Spokane Contract Only)
Effective Date
September 20, 2026
The Eugene and Springfield operation is the core of the account: a multi-vehicle fleet running across sedans, hybrids, executive vehicles, and vans, dispatched 24/7 from a fully staffed center with an 11-minute average response from dispatch to pickup. The company carries the largest taxi fleet in the Eugene and Springfield metro and operates corporate charge accounts with established local and regional clients.
Operations sit on top of layered driver vetting, daily vehicle inspection, preventive maintenance, and a proprietary mobile app with geo-location tracking. Standards are described by the operator as exceeding Oregon industry requirements. Self-positioning as one of the leading private transportation companies in the Pacific Northwest is consistent with 206 Yelp reviews praising on-time performance and proactive communication, listing with the Eugene Cascades and Coast tourism board, and 20-plus years of continuous operation.
This submission specifically supports an incremental 4-vehicle placement in Spokane, Washington, for a City of Spokane public transit contract. The $10MM auto liability limit is a contract specification.
2004
Year Founded
Over 20 Years in Operation
~28
Employees
Drivers and Dispatch Staff
$3.8M
Estimated Annual Revenue
1,000+
Dispatch Calls per Day
Submission Context
Oregon Taxi is pursuing a City of Spokane public transit RFP. Contract award is expected by end of June 2026. Service commences September 20, 2026.
The insured's existing broker obtained a quote of $150,000 for 4 vehicles at $10MM auto liability. We are seeking more competitive terms from markets with appetite for well-qualified for-hire passenger carriers.
Contract Decision
By end of June 2026
Service Commences
September 20, 2026
Incumbent Quote
$150,000 for 4 vehicles
Risk Quality Indicators
The operational substance behind the account. Each of the four areas below is a managed program with documented standards and day-to-day discipline, not a marketing claim.
Largest taxi fleet in the Eugene and Springfield metro. One of the leading private transportation companies in the Pacific Northwest.
Oregon Taxi · Account Positioning
Underwriting Notes for This Placement
Six factors specific to the Spokane public transit placement, each with a classification flag for at-a-glance carrier review.
| Factor | Detail | Classification |
|---|---|---|
| Placement type | Public transit contract requirement, incremental to existing operations. 4 discrete vehicles for Spokane service only. Not a full fleet replacement. | Incremental / Additive |
| For-hire carrier classification | Oregon Taxi operates under ORS 825.160 and local permitting as a licensed for-hire passenger carrier. Higher-than-standard auto liability is standard practice for this operation. The $10MM limit is a contract specification, not an unusual coverage posture for this class. | Compliant |
| Driver classification | Mix of W-2 employees and owner-operator / independent contractors operating under the Oregon Taxi permit umbrella. IC classification is an active risk management consideration; insured has awareness of this exposure. | Requires confirmation |
| Operational geography | Core operations in Eugene and Springfield, OR. This Spokane placement would represent an expansion into Washington State. New territory for the fleet in scope. Underwriters should confirm Washington licensure and permitting status upon contract award. | New territory · WA |
| Service type | Public transit operation. Distinct from standard taxi, TNC, and NEMT frameworks. Oregon Taxi has existing NEMT (non-emergency medical transport) and senior transportation experience, a strong foundation for public transit service delivery. | Experienced operator |
| Comparison to existing quote | Current broker quote: $150,000 for 4 vehicles at $10MM auto liability. We believe more competitive terms are available given the account's safety culture, operational maturity, and managed fleet profile. | Opportunity to compete |
Submission Summary
Team Haugen Support
Eugene-based, locally accountable, structured to deliver HUB International's national carrier breadth with the responsiveness of a local team. The same group that has spent years building programs across Oregon's commercial transportation sector.
SVP, Commercial Lines / Team Haugen Lead
Associate Advisor, Commercial Lines
Associate Advisor, Commercial Lines
Private Client Risk Advisor
Private Client Risk Advisor
Vice President, Workers' Compensation
Workers' Compensation Claims Analyst
Insurance Adjuster
Client Services Advisor
CL Sr. Account Manager
CL Account Manager II
CL Account Manager II
CL Account Manager II
Sr. Risk Management Consultant
Team Haugen
Team Haugen
Request Documentation
All supporting documentation referenced in this submission is available on request. Select the documents you need and we will send them directly. For anything outside this list, contact Logan Haugen directly.
DOC.01
Five-year carrier loss history for Oregon Taxi across all coverage lines, with severity, frequency, and trend annotations.
DOC.02
Roster of active drivers with MVR records, license status, and training-program certifications.
DOC.03
Full vehicle schedule for the Oregon Taxi fleet: VIN, model year, class, garaging location, and usage.
DOC.04
Driver vetting protocols, training curriculum, vehicle inspection cadence, and the preventive maintenance program.
DOC.05
RFP coverage specifications, vehicle requirements, service obligations, and award timeline for the Spokane public transit contract.
DOC.06
Workforce composition documentation: W-2 employees, independent contractors operating under the Oregon Taxi permit umbrella, and the policies that govern the distinction.
Document Request
Team Haugen will follow up directly with the requested record. We send these manually so a real broker can confirm the carrier context.
Request Received
Team Haugen has been notified. Expect a follow-up within one business day.